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Written by Casey Young   
Thursday, May 2007


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Teaching Charity to Children

Many parents teach children to follow a ratio with all allowance and gift money.  A sample ratio might be
  • 50% for spending now
  • 30% for saving
  • 20% for charity

Of course these ratios are set by individual families, but figuring out the ratios might be the easy part.  Sure we can tell our children it's good to share with organizations or the less fortunate, but makin this abstract notion make sense to younger children can be a challenge.  A Birthday donation can give focus to the giving and allow children to make decisions for themselves.  Here's how it works:

When children are given allowance or other gift money, it can be saved in a special "piggy bank" or account throughout the year.  On their birthday. parents can choose to "match" the money the child saved, much like a 401(k) might do with an employer.  If the child has saved $125 throughout the year, the parents can choose to match it, or match it 50%, whatever the parents can afford.

At that point, the child has a sizable donation to make.  The questions is:  where to donate?

From a fairly young age (perhaps as early as four or five), the parents can dicuss the birthday donation with the child and talk about places the child likes to visit.  Perhaps the child has a favorite park, museum or zoo.  Once the donation decision is made in the child's name, the child will begin to feel a concrete sense of giving.  Giving to a more "abstract" organization such as a wildlife fund or evironmental organization may work for an older child, but for the younger givers, it is important that they really feel the sense of connection with their giving.

Months before the birthday, parents can begin the discussion with their children.  Perhaps during a trip to the zoo, they could suggest the zoo as a potential donation site.  The children can think about it while visiting the zoo.

Creating a sense of citizenship in children is increasingly important for children, and given the comfortable living that many American children experience, it is indeed a pleasure to introduce the joy of sharing and sacrifice with the next generation.




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